Call Now 312.945.0361
Hospital Indemnity Insurance
Hospital indemnity insurance enhances your current health coverage by providing financial assistance for hospital stay expenses.
Call Now 312.945.0361
Hospital Indemnity Insurance
Hospital indemnity insurance enhances your current health coverage by providing financial assistance for hospital stay expenses.
Is Hospital Indemnity Insurance the right choice for you?
If you would like extra protection for unexpected events or emergencies, a hospital indemnity plan could be ideal for you. When combined with a major health insurance policy, such as Medicare Advantage, it provides peace of mind by ensuring you have the necessary coverage with minimal out-of-pocket expenses.
It’s important to note that hospital indemnity plans are designed to supplement your primary health insurance, such as Medicare Advantage (Part C), rather than serve as your main coverage.
How do Hospital Indemnity Plans work?
Hospital indemnity plans typically provide a fixed daily payment for each day you are hospitalized. For instance, if your plan offers $250 per day and you are hospitalized for seven days, you would receive a lump sum of $1,750.
Additionally, some policies extend benefits to cover ER visits, ambulance services, outpatient surgeries, and rehabilitation facility stays. However, it’s important to note that many hospital indemnity plans have a cap on the number of days they will reimburse.
Ensure you're fully covered with Complete Coverage.
Even a brief hospital stay can lead to substantial out-of-pocket expenses if you lack adequate coverage. Fortunately, hospital indemnity insurance can provide the financial protection you need. Reach out for help today.